What Vision Insurance Covers

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Vision insurance can effectively cope with the high cost of eye exams, glaucoma screening, contact lenses, and glasses.

 

Vision insurance is typically sold separately or as a rider to a health insurance policy. Health insurance covers injuries to your eyes or medical problems that might affect your eyes. Vision insurance, on the other hand, is wellness coverage. Its purpose is to help you maintain and improve your vision.

 

There are two basic types of vision plans: a vision benefits package and a discount vision plan. A vision benefits package is just that: a package of benefits that includes coverage for eye exams, contact lenses, glasses, and laser eye surgery. These plans often have a deductible, an amount you must pay out of your pocket before the plan starts making payments. They may also require a co-payment, a small amount you pay every time you see an eye doctor or other eye professional.

 

Tips for Protecting Your Vision

 

Of the five senses, vision may well be at the top of the list for reasons of necessity. Healthy vision allows us to be mobile and enjoy movies, kids, art, and more. We have compiled a list of tips for protecting your vision. While our tips may help you better understand eye health, everyone should visit an optician for regularly scheduled checkups, as some ailments occur even with the best of care.

 

● Eat an eye-healthy diet. A proper diet can prevent many major problems with the eyes. As we age, macular degeneration may be a risk, as well as cataracts. Diets rich in lutein have been shown to prevent these ailments.

 

● Protect your eyes. Even the smallest splinter can cause irreparable damage to an eye. If you're working in an environment where eye safety is a concern, wear safety glasses.

 

● Wear sunglasses when in the sun. The UV rays from the sun can damage our eyes over time. Even during overcast days, harmful UV rays can reach our eyes. Wearing UV-protected sunglasses should be a must for outdoor activities during the day.

 

● Proper hygiene. Eye infections usually occur from unwashed hands coming in contact with the eyes. If you rub your eyes but do not wash your hands regularly, you may be putting your eyes at risk of infection.

 

● Use eye drops. Dry eyes can lead to uncomfortable eyes and, over time, harmful eye conditions. Be sure to use eye drops if you live in a cold climate, as the air tends to be less humid and drier during these times.

 

● Limit time on a computer. Eyes can be strained when looking at a computer screen for extended periods. If you work at a computer, rest your eyes from the LCD screen's glare.

 

● Add a multivitamin to your daily routine. As much as a healthy diet can help your eye care, so can a good multivitamin.

 

Check with us about the best vision insurance plan for you.